Minnesota Home Buyer Quiz Are you ready to buy a home? Find out if home ownership is the right decision for you. 1) Have you saved money for a small down payment? Yes, I have enough for 10% down Yes. Not quite 10% down, but I do have some money saved for a down payment No, but I’ll have some money saved within the next 6 months I currently do not have money for a down payment2) Have you ever owned a home before? Yes No3) How long have you been at your job? Less than 1 year Less than 2 years More than 2 years Currently unemployed4) In the next 5 years, you plan on... Going to college or graduate school Keeping my current job Moving out of the area Staying in the area, but changing jobs5) How much money do you earn every month? Less than $2,000 $2,000-$4,000 $4,000-$7,000 $7,000+6) Do you consider yourself financially responsible? Yes, I regularly save money and invest in a retirement account every month Yes, I try to save as much as I can...even though it’s not much No, but I’m getting back on the right track (trying to pay off debts) No, I’m not financially responsible right now. I need to improve my finances.7) Are you currently paying rent? Not paying any rent Less than $1000 $1000-$2000 $2000+8) What is your marital status? Single Married, no kids yet Married, no kids yet...but hopefully soon! Married with kids9) Do you have a "good" credit score? Yes, I have great credit Yes, my credit is average No, my credit is below average I’m not sure10) Are you a veteran of the US military? Yes No11) How much credit card debt do you have? Less than $1,000 $1000-$5000 $5000+ Zero credit card debt12) What is the maximum monthly payment you are comfortable with? $1000 or less $1000-$1500 $1500-$2000 $2000+13) Have you budgeted money every month for homeowner’s insurance, property taxes, utilities, etc.? Yes, I have already done my research! I know exactly what I can and cannot afford. No, I need to do some more research and make a budget.14) Have you ever filed for bankruptcy, or experienced a short sale or foreclosure? Yes No15) How much is your average monthly debt? Zero monthly debt (no car payment, no mortgage, no student loans, no ongoing credit card debt, etc.) Less than $500 $500-$1000 $1000+16) Are you currently past due on any of your bills? Yes NoPlease solve captcha Awesome! Your quiz results have been calculated. Where should we email your results? First NameEmail AddressPhone Number